Welcome BC Government Retired Employees’ Association (BCGREA) members to Johnson Insurance!

Over the years, we’ve helped thousands of Canadians, who are members of an eligible group, get coverage they can rely on. We’ve got policies that will work for you! Our exclusive rates and policies can save you money and keep you protected.

Group Benefits

Insurance built for group members

Get a quote now!

Call us for a quote

You could save when you combine car and home insurance with us! Ask us about bundling today.

Group benefits made easy

We help members make the most of their group insurance. Whether you prefer online self-service or a reassuring voice over the phone—we’re here for you.

Health

Make wellness a top priority with a health care plan.

Health and vision care costs can add up pretty quickly, even when you’re healthy. Our Extended Health Care plan covers many of the health expenses that aren’t covered by your government plan such as vision care, paramedical services, and prescription drug coverage. You also have the option to add Prestige Travel Insurance to your plan.

Health coverage is more affordable than you think

Direct-to-pharmacy reimbursement help to keep your monthly costs within your budget. Affordable and tax-deductible monthly health insurance premiums mean you’ll be ready for planned and unplanned health care costs all year long!

To Get a Quote call us: 1.866.799.0000

Additional Information

Prestige Travel

Make the most of your retirement with Prestige Travel Insurance.

Ready to escape the cold Canadian winters and embrace the snowbird lifestyle or planning an extended trip to visit loved ones? Make sure you’re covered while travelling outside Canada. Prestige Travel Insurance provides comprehensive health and emergency medical coverage, as well as trip cancellation, interruption and delay coverage to make sure you're prepared for unforeseen eligible expenses on your trip.

Planning an extended trip?

Prestige Travel Insurance gives you the flexibility to choose the right coverage whether you’re planning a quick getaway or a longer trip. Choose from two Base Plan options: a 62-day option or 93-day option, or top-up your coverage up to 212 days for an epic adventure! The best part - there’s no evidence of good health required.

Additional Information

Dental

Toothache? Our dental plan can make the bills a lot less painful.

Most dental services are not covered by government plans. So, you need to make sure you’re covered for all your expected and unexpected dental needs. Our Dental Insurance plan provides comprehensive services for you and your family. This includes preventative services like regular oral exams and cleaning, as well as restorative services.

Dental coverage is more affordable than you think!

Dental care can get expensive. The good news is our plan has coverage limits to keep monthly costs within your budget. Also, did you know that your monthly dental insurance premiums are tax deductible?

To Get a Quote call us: 1.866.799.0000

Additional Information

Trip Cancellation

Sometimes, a change of travel plans is unavoidable. At least you can avoid losing all your money!

You’ve spent months planning that special vacation, but a personal emergency or bad weather could cost you your trip. Make sure you’re covered with Trip Cancellation Insurance.

What’s covered?

Trip Cancellation Insurance gives you coverage for a variety of scenarios that may lead to trip cancellations. It also may cover you for travel delays or interruptions you might face, such as flights cancelled due to bad weather, or a delay that causes you to miss a connecting flight. Baggage delayed? You’re covered for buying the essentials while you wait for your luggage to join you.

To Get a Quote call us: 1.877.466.2929

Additional Information

Guaranteed Life

Guaranteed Life Insurance lets you take care of your loved ones - even if you cannot be there.

Make sure that you have enough life insurance to take care of your family if something happens to you. Guaranteed Life Insurance is a great way to make sure you are covered no matter what, as there’s no health questionnaire or approval process.

How does it work?

Guaranteed Life Insurance provides coverage with premiums that don’t increase with age. In fact, at age 100, coverage becomes premium free! You can choose the coverage limit to best fit your loved ones’ needs, and monthly automated bank payments make paying your premium affordable and convenient.

To Get a Quote call us: 1.877.466.2929

Additional Information

Thrive

Thrive for years to come with flexible benefits for retirees.

Don’t let out-of-pocket health and dental expenses dampen your golden years! With THRIVE®, you get flexible benefit options for all your health, dental, and travel needs, with coverage for you and your dependents. You’ll also pay lower premiums than you normally would as an individual.

What’s covered?

THRIVE® flexible benefits covers many of the health expenses that aren’t covered by your government health plan. Even better, if you apply within 90 days of leaving your group benefits plan, there’s no medical questionnaire to fill out. You can also add optional dental coverage or annual travel and trip cancellation insurance to your plan, to get the combination that suits you best.

THRIVE® is a registered trademark of Johnson Inc. ("Johnson").

To Get a Quote call us: 1.866.388.3354

Additional Information

Have questions? We’re here to answer them

The Members Only (Group Benefits) section is a self-service option for those customers who are members of a group benefits program for health, dental, life and other types of personal insurance, usually offered through their employer. If you are a member of a group benefits program through Johnson, this is where you can find out about your coverage, see copies of correspondence mailed to you and, if your plan or policy allows, submit online claims for quicker reimbursement.

If you're a new user, visit our Group Benefits section to request a confidential user name and password.

You can change your address on the Members Only website, or you can contact the Johnson Claims Department toll-free, 24/7, at 1.800.804.0087.

The Members Only website will show you your coverage, or you can contact our Claims Department.

Johnson Insurance is a trade name of Johnson Inc. (“JI”), a licensed insurance intermediary, and operates as Johnson Insurance Services in British Columbia and as Johnson Inc. in Manitoba. Outside of Quebec, home and car policies underwritten, and claims handled by Unifund Assurance Company (“UAC”). Described offers are applicable only to policies underwritten by UAC. Car insurance not available in BC, SK or MB. Home and car insurance not available in NU. JI and UAC share common ownership. Eligibility requirements, limitations, exclusions or additional costs may apply, and/or may vary by province or territory.

Visit Johnson Insurance - Quebec for products available in QC.

Johnson is a licensed insurance intermediary. Johnson provides administrative, consulting and/or claims administration/payment services. Insurance products are underwritten by various insurance providers. The terms, conditions, limitations and exclusions which apply to the described coverage are as set out in the policy. Policy wordings prevail.

Johnson Insurance is becoming belairdirect.

Home quote

Group members can save with belairdirect.

Learn about our group insurance program.

Johnson Insurance is becoming belairdirect.

It looks like we don’t offer car or home insurance in your province!

belairdirect is available in most Canadian provinces, but does not offer insurance in Manitoba, Saskatchewan, or the territories.

It looks like we don’t offer car or home insurance in your province!

belairdirect is available in most Canadian provinces, but does not offer insurance in Manitoba, Saskatchewan, or the territories.

Already a customer?

Existing customers will continue to receive coverage until their policy expiry date.

Johnson Insurance is a trade name of Johnson Inc. (“JI”), a licensed insurance intermediary, and operates as Johnson Insurance Services in British Columbia and as Johnson Inc. in Manitoba. Outside of Quebec, home and car policies underwritten, and claims handled by Unifund Assurance Company (“UAC”). Described offers are applicable only to policies underwritten by UAC. Car insurance not available in BC, SK or MB. Home and car insurance not available in NU. JI and UAC share common ownership. Eligibility requirements, limitations, exclusions or additional costs may apply, and/or may vary by province or territory.

Visit Johnson Insurance - Quebec for products available in QC.

*Bundled savings applied to home insurance policies where both home and auto policies are underwritten by Unifund.

Travel insurance

Let the hassle-free travel coverage begin

Call us for a quote

You could save when you combine car and home insurance with us! Ask us about bundling today.

Insurance that's ready when you are

We make travelling simple with one annual insurance plan: MEDOC®Travel Insurance. So even for those last-minute getaways, you’ll already have one thing packed and ready to go.

Unlimited Trips

Coverage for an unlimited number of trips throughout the policy year.*

Access to Coverage

Insurance that can be purchased no matter your age or health status. †

Trip Disruption

Trip cancellation, interruption and delay insurance 1 for multiple trips throughout the policy year.

Family Coverage

We offer an additional coverage option for your eligible dependent children, even when they’re travelling on their own.

Travel insurance that really soars

Your MEDOC® Travel Insurance also includes:

Have questions? We’re here to answer them

Coverage can be purchased regardless of health status. Our policy provides coverage for pre-existing medical conditions as long as the stability requirement, where applicable, is met prior to booking your trip for trip cancellation, or prior to your date of departure for emergency medical coverage and trip interruption and delay. In most cases, MEDOC® Travel Insurance requires 90 days of stability for pre-existing medical conditions. For additional information about the stability requirement specific to your policy, please speak to one of our agents.

Stable means any medical condition or related condition (including any heart condition and/or lung condition), other than a minor ailment, for which all of the following statements are true:

With MEDOC®, you don’t have to worry about not qualifying for coverage because you’ve reached a certain age . If you are concerned about your coverage in relation to your age, do not hesitate to contact us by phone at 1.866.606.3362 or by email at [email protected]

Yes, you can extend your coverage after the date of departure from your province of residence. You must contact us prior to your coverage lapsing and one of our agents will be able to assist you. Please note that there may be a premium adjustment. In case you have already experienced a claim during your trip or believe you have reason to submit a claim, please allow at least 3 business days prior to your coverage lapsing, as your file will need to be reviewed and approval received, prior to an extension request being granted. 3

Johnson Insurance is a tradename of Johnson Inc. (“Johnson”), a licensed insurance intermediary, and operates as Johnson Insurance Services in British Columbia and Johnson Inc. in Manitoba.

Visit Johnson Insurance - Quebec for products available in QC.

MEDOC® is a Registered Trademark of JI. This insurance product is administered by JI and underwritten by SSQ Insurance Company Inc. (“SSQ”) for Quarter Century Club members and otherwise underwritten by Royal & Sun Alliance Insurance Company of Canada (“RSA”). Valid provincial or territorial health plan coverage required. Travel Assistance provided by AXA Assistance for policies underwritten by SSQ and provided by Global Excel Management Inc. for policies underwritten by RSA. The eligibility requirements, terms, conditions, limitations and exclusions which apply to the described coverage are as set out in the policy. Policy wordings prevail. JI and RSA share common ownership. Call 1.866.606.3362 for details. MEDOC® Travel Insurance is not offered in Nunavut.

Certain conditions, limitations and exclusions apply. The basic coverage summary is provided to you for informational purposes only. Your insurance contract will prevail at all times; please consult it for a complete description of coverage and exclusions.

*Maximum trip duration of 17, 35 or 40 days may apply, for trips either outside of Canada or your province of residence, see confirmation of coverage for details.

† A 90-day stability clause may apply to pre-existing medical conditions. Please refer to your policy for details. Additional restrictions may apply.

1 Coverage for Trip Cancellation begins the day of booking your trip provided your insurance is in effect. Some policies may also cover trips booked within 5 days of purchase, where no cancellation penalties have been charged, or otherwise start coverage on the day insurance premium is paid and the policy is issued. See policy for details.

2 Discounts on home insurance applicable to principal residence only and only on policies underwritten by RSA in Quebec and Unifund Assurance Company (“UAC”) in the rest of Canada.

Eligibility requirements, limitations and exclusions apply. JI, RSA and UAC share common ownership.

3 If you have had a claim or have reason to believe you will submit a claim, your request to extend may be declined or may exclude coverage for a pre-existing medical condition.