This financial education course provides students with the knowledge and skills to make wise decisions that promote financial wellbeing. Through interactive real-world scenarios, students learn strategies to manage their finances, how to safely and responsibly use banking tools, and methods to recognize and avoid scams and fraud. The course is designed to create more confident, financially savvy high schoolers that are prepared for adulthood.
Free Digital Lessons for
Students in Grades 9-12
Grade Level:
9-12
Languages:
English and Spanish
Length:
4 digital lessons, 20 min each
Curriculum Fit:
Finance, Economics, CTE, Social Studies, Business, and FACS
Standards:
Jump$tart National Standards in K–12 Personal Finance Education
Lesson 1
Introductory Financial Concepts
Lesson 2
Modern Digital Banking
Lesson 3
Identity Theft & Fraud Protection
Lesson 4
Peer-to-Peer Transactions
Lesson 1
Introductory Financial Concepts
Students learn about the benefits of financial institutions, including how to proactively evaluate and seek out financial institutions to meet their needs.
Lesson 2
Modern Digital Banking
Students learn how features of digital and in-person banking can meet their needs, and how to use online banking tools to manage their money.
Lesson 3
Identity Theft & Fraud Protection
Students learn ways to control their personal information online, identify potential financial scams or fraud, and how to get help if they’re targeted for a scam or fraud.
Lesson 4
Peer-to-Peer Transactions
Students learn potential risks and benefits of peer-to-peer (P2P) payment apps, how to safely use P2P apps, and how to avoid P2P scams or fraud.
“I did not realize how at risk I was of identity theft until I took this course, or what the long-term ramifications of it could be. Now I know which steps I can take to avoid having my financial information stolen and what I can do if it is. I know the warning signs to look out for and what to do if I am unfortunate enough to find myself in that situation.”
High School Student
“It gave me access to up-to-date content regarding digital banking that I have struggled to find. I love the simulated phone that requires students to practice simulated transactions as a part of the lesson.”
High School Teacher
“The lessons in the course were relatable and easy to understand, while still being super informative. I think I learned a lot! It made the concept of being in charge of my own money a lot less intimidating.”
High School Student
EVERFI:
Tax Simulation:
Less than a third of high school juniors and seniors reported that they felt prepared to compare financial institutions and select one that best meets their needs (32%). Slightly more students -- but still less than half (47%) -- felt they could select, open, and manage a savings or checking account.
Young people also reported low levels of confidence in their ability to establish financial habits that contribute to long-term financial wellbeing: budgeting and managing credit. Half of juniors and seniors said they were “prepared” or “very prepared” to set up and follow a budget, while just a third (32%) felt they could check their credit and maintain good credit over time.
These skills budgeting and managing credit – are essential as young people move toward financial independence. The decisions they make in the next one to two years begin to carry consequences that can last much longer, directly impacting their lifetime financial wellbeing.
Yes, given the critical role of skill and confidence in building financial wellbeing, the low levels of preparedness among young people could be a sign of trouble as students finish high school and move toward financial independence.
Students learn the fundamentals of money management in financial literacy classes, including budgeting, saving, paying off debt, investing, and more. This information offers the groundwork for kids to establish sound financial practices at a young age and steer clear of many mistakes that result in ongoing financial difficulties.
